Vacation Home

Are you interested in purchasing a second home or vacation home?

Changing lifestyles affect decisions Canadians make on how and where they live. We know that today's busy lifestyle requires more home ownership options whether it's a second home in the city to reduce that weekly commute, or a cottage at the lake for weekend getaways.

This program allows current home owners the opportunity to purchase a second home with as little as 5% down payment whether it is another property in the city for your family to reside or a cottage out of town. The mortgage insurers have made it easier for more families to own multiple properties.

Apply Now to Acquire a Mortgage Pre-Approval

Borrower Qualification:

  • We require a minimum credit bureau score of 650 on all applicants for vacation properties.

  • No prior bankruptcy or judgements

  • No R3's in the last 24 months

  • Gifted down payments from immediate family members are acceptable

  • No 3rd party guarantors for qualification purposes.

  • Minimum 5% down payment required, borrowed down payments are not permitted.

Getting Started

The first step to acquiring a mortgage for a second home is to fill out our online mortgage application. Once you complete this form one of our local Regina Mortgage brokers will contact you to complete your approval.

Click here for the Vacation Home Mortgage Application

Online Application

Get pre-approved within 24 hours!

Online Mortgage Application

Contact a Mortgage Broker

Contact a Regina mortgage broker to discuss your situation or arrange an appointment.

Contact a Regina Mortgage Broker

Quick Application

Use the short application below to have one of our Regina mortgage brokers contact you.